home buying 2013

New Year’s Goal – Buy in 2013

by Shea Homes Northern California on January 3, 2013

A new year brings new possibilities and many people have set goals they hope to achieve in 2013. Goals come in all shapes and sizes: starting new habits, kicking old habits, finally chasing after that dream, learning something new, starting something new, being someone new. This is a whole new year; another opportunity to become the person you truly want to be. Resolutions are meant to motivate, not defeat, so don’t be too hard on yourself if you slip up now and again.

The most common goals for a new year center on bettering yourself and your surroundings. Many people will choose to eat better, work out more, rely less on technology, spend more time in nature and strive to be a better friend or family member. Resolutions and goals are personal and different for everyone, but a lifestyle change is the common theme.

Purchasing your first home, or striving to make lifestyle changes so you can finally purchase your new home, is one of the many steps you can take towards a fresh start in 2013. Maybe buying a home is not on your resolution list this year, but why can’t it be?

Let’s take a look at how you can take steps to achieve your goals this year:

Get healthy

A healthy lifestyle may not sound conducive to helping you purchase a home, but this is truly the first step. Health applies to physical parts of the body, but it also applies to the mind and spirit. Purchasing a home is daunting, but if you can get yourself in the right state of mind it’ll be easier for you to make decisions. Likewise, if you’re physically healthy you will have the energy to shop around for your new home even after a long day at work.

Create a budget

Financial stability is crucial in the home buying process. Creating a budget will help you prioritize and plan for the future. Compile your financial information and really dive into your debt, expenses, savings etc. and find out where you need to make some extra room. Begin saving immediately. Save enough money for a down payment on a home before you decide to purchase, having this stability will make your decision much easier.

Window shop

Buying a home isn’t like buying a sweater. Finding the perfect home for you will take time and energy and it’s truly unlikely you will find your perfect home in one day. Take time to window shop: visit communities in person, research online, ask existing homeowners about their experiences. Create a log that will help you remember the pros and cons of each community you visit. Take photos of your favorite homes and their most coveted features. Doing your homework will go a long way.

Don’t rush

Your perfect home isn’t going anywhere tonight. If you’ve window shopped and done your homework, you will know what you want when you see it. Purchasing a home is one of the biggest decisions you’ll make in your life, make sure you’ve taken all the necessary steps and precautions before taking the dive.

If you have questions about any Shea Homes Northern California communities, specific homes or floor plans, or wish to inquire about mortgage and loan options please visit our website and chat with one of our Customer Information Specialists.

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