new home buying

New Year, New Home?

by Shea Homes Northern California on January 6, 2014

 

If your 2014 resolution is to invest in your future, a new home may be the way to go. Whether you are looking for more space for your family or you are ready to downsize, purchasing this year could make the most sense.

Evaluate your situation
Decide if looking for a new home is right for you this year. It may not be the right choice for everyone, but ask yourself if you have outgrown your current abode, if you are tired of maintaining a large residence or if it is time to make your next real estate investment.

Explore what works for your lifestyle
Figuring out where you want to reside is the first step. If you are buying for the first time, decide how much space you will need long term and what size property you feel most comfortable owning. If investing, decide if this will be your vacation home, or strictly an income property, and what that means for you. Make sure you consider future appreciation in the area.

Start looking
Take the plunge and scout out your potential purchasing areas. Ask yourself if you want to stay in the same school district or community. If so, start there. But remember, being open to a few areas may help you find your next dream home at the most affordable price.

Making the decision
When it comes time to buy, you will know. Making a big purchase can be intimidating, but you have done your due diligence, you know what you want, and you are ready to dive in. Whatever your resolutions are for the new year, we at Shea Homes wish you the best as you pursue your goals.

If you have questions about any Shea Homes Northern California communities, specific homes or floor plans, or wish to inquire about mortgage and loan options please visit our website and chat with one of our Online Sales Consultants.

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New Year’s Goal – Buy in 2013

by Shea Homes Northern California on January 3, 2013

A new year brings new possibilities and many people have set goals they hope to achieve in 2013. Goals come in all shapes and sizes: starting new habits, kicking old habits, finally chasing after that dream, learning something new, starting something new, being someone new. This is a whole new year; another opportunity to become the person you truly want to be. Resolutions are meant to motivate, not defeat, so don’t be too hard on yourself if you slip up now and again.

The most common goals for a new year center on bettering yourself and your surroundings. Many people will choose to eat better, work out more, rely less on technology, spend more time in nature and strive to be a better friend or family member. Resolutions and goals are personal and different for everyone, but a lifestyle change is the common theme.

Purchasing your first home, or striving to make lifestyle changes so you can finally purchase your new home, is one of the many steps you can take towards a fresh start in 2013. Maybe buying a home is not on your resolution list this year, but why can’t it be?

Let’s take a look at how you can take steps to achieve your goals this year:

Get healthy

A healthy lifestyle may not sound conducive to helping you purchase a home, but this is truly the first step. Health applies to physical parts of the body, but it also applies to the mind and spirit. Purchasing a home is daunting, but if you can get yourself in the right state of mind it’ll be easier for you to make decisions. Likewise, if you’re physically healthy you will have the energy to shop around for your new home even after a long day at work.

Create a budget

Financial stability is crucial in the home buying process. Creating a budget will help you prioritize and plan for the future. Compile your financial information and really dive into your debt, expenses, savings etc. and find out where you need to make some extra room. Begin saving immediately. Save enough money for a down payment on a home before you decide to purchase, having this stability will make your decision much easier.

Window shop

Buying a home isn’t like buying a sweater. Finding the perfect home for you will take time and energy and it’s truly unlikely you will find your perfect home in one day. Take time to window shop: visit communities in person, research online, ask existing homeowners about their experiences. Create a log that will help you remember the pros and cons of each community you visit. Take photos of your favorite homes and their most coveted features. Doing your homework will go a long way.

Don’t rush

Your perfect home isn’t going anywhere tonight. If you’ve window shopped and done your homework, you will know what you want when you see it. Purchasing a home is one of the biggest decisions you’ll make in your life, make sure you’ve taken all the necessary steps and precautions before taking the dive.

If you have questions about any Shea Homes Northern California communities, specific homes or floor plans, or wish to inquire about mortgage and loan options please visit our website and chat with one of our Customer Information Specialists.

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